Keep Your Car and Home with Filers Plan
Debt can feel inescapable. One moment you have so much money you do not know what to do with it, the next moment you are in need of major debt relief. Homeowners face eviction, vehicle repossession, and garnishment of paychecks from creditors or debt collectors. The average hard-working American never wants to tiptoe the line between poverty and being working-class. Some people’s worst fear is accruing an unpayable amount of debt. If this happens it is wise to contact a legal professional to see if you are eligible for bankruptcy.
Bankruptcy comes in several forms. Two common types of bankruptcy are Chapter 7 and Chapter 13. Both bankruptcies have prerequisites to ensure a person’s eligibility for bankruptcy. For Oklahomans who would like to know which bankruptcy suits their current financial situation, contact Wirth Law Office – Chickasha to consult with a Muskogee bankruptcy attorney who can help you find out.
Choose Your Payment Plan
When weighing the pros and cons of Chapter 7 and Chapter 13 Bankruptcy one must consider that Chapter 13 may give a person a chance to keep their home or personal vehicle. Being behind on payments may not matter as people who do not qualify for Chapter 7 Bankruptcy still have the chance to retain their homes and vehicles as many people are still eligible for Chapter 13 Bankruptcy.
Oklahoma residents who seek information on what loans and debtors can legally do to you can refer to the 13th chapter of the Bankruptcy Code, and call a Chickasha Chapter 13 bankruptcy attorney to help settle your debts. Attorneys help people see the advantages that come with Chapter 13 Bankruptcy by highlighting its benefits. Bankruptcy can lead to debt reduction and retention of personal property like homes or vehicles, even if you are overdue on mortgage payments. People who have had their houses foreclosed on may still have the chance to keep their houses as well.
Some people even find their unsecured debts becoming discharged. This may include:
- Medical bills
- Credit cards
- Repossession deficiencies
- Foreclosure deficiencies
If disclosure of any of these sounds like it can benefit you, contact a Muskogee Chapter 13 Bankruptcy lawyer soon. Waiting could result in you losing your car and home. Consult with a Grady County bankruptcy attorney who reviews your current situation and advises you on the next logical step moving forward.
Bankruptcy Attorney Offering Low-cost Consultations
Foreclosures and insurmountable debt can be terrifying to homeowners. Self-doubt can lead people to think they have no avenues for success when facing these kinds of problems. Stop worrying and contact Wirth Law Office to see what legal professionals can do for you.
We offer free consultations to anyone interested in seeking the aid and advice of bankruptcy lawyers in Oklahoma. Redeem your free phone consultation by calling us at (405) 272-4100. You can also email us at our email firm@chickashalawyer.com.